Complete customer profile
Store the photo, Aadhaar, PAN, voter ID, bank account with IFSC and UPI ID against each customer.
KYC and customer records for lenders
DailyRupee keeps customer KYC in one place: photo, Aadhaar, PAN, voter ID, bank details, UPI ID, signature and guarantor. Documents are captured with the phone camera. Managers approve KYC from a queue, and you can require verified KYC before a loan. Aadhaar is shown masked to non-admin users.
What do you get with kyc and customer records?
Masked Aadhaar
Aadhaar is checksum-validated and shown as XXXX XXXX 1234 to non-admin users.
Camera capture
Capture documents with the phone camera. Images are compressed to keep storage light.
Signature and guarantor
Take the signature on a signature pad and record guarantor details with a photo.
Approval queue
KYC status moves from not started to pending, verified or rejected, with a queue for managers.
Credit score A to E
A customer credit score from A to E is computed from repayment history, with a top-up eligible flag.
What KYC details can DailyRupee store?
Each customer record can hold a photo, Aadhaar, PAN, voter ID, bank account and IFSC, and UPI ID. A signature pad captures the signature, and guarantor details can be added with the guarantor's photo.
Documents are captured using the phone camera and compressed, so agents can complete the file at the customer's doorstep.
How is Aadhaar protected in the app?
The Aadhaar number is checked with a checksum when it is entered. For users who are not admins, it is displayed masked as XXXX XXXX 1234. Each business's data is kept separate and private, and agents see only their own customers.
How does KYC approval work?
Every customer has a KYC status: not started, pending, verified or rejected. Agents or data entry staff submit the details and managers review them in an approval queue.
If you want a stricter process, you can require verified KYC before a loan can be given. Notifications also flag KYC that is still pending.
- Not started, pending, verified, rejected
- Manager approval queue
- Option to require verified KYC before a loan
What is the customer credit score?
DailyRupee computes a credit score from A to E using the customer's repayment history inside your business. A top-up eligible flag helps you spot good payers for repeat loans. This is an internal score and is not linked to any credit bureau.
Frequently asked questions
Does DailyRupee show the full Aadhaar number?
Aadhaar is shown masked as XXXX XXXX 1234 to non-admin users.
Can I stop loans for customers without KYC?
Yes. You can require verified KYC before a loan is given.
Is the credit score from CIBIL?
No. The A to E credit score is computed inside DailyRupee from your own repayment records. There is no credit-bureau link.
Can agents capture documents on their phone?
Yes. Documents are captured with the phone camera and compressed.
Who approves KYC?
Managers review KYC from an approval queue and mark it verified or rejected.
Who uses it?
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