Passbook mismatches
Handwritten passbooks and office ledgers drift apart over months of tiny entries.
DailyRupee is Pigmy collection software that lets agents record daily savings deposits on their phone, share a receipt on WhatsApp and keep every account’s passbook up to date. Managers see the Pigmy balance, deposits and withdrawals in reports, alongside any loans the same customers have — from ₹1,000 a year.
Pigmy (daily deposit) schemes depend on agents visiting shops and homes every day and collecting small amounts. Trust rests on accurate passbooks, which are hard to keep when entries are written by hand.
Handwritten passbooks and office ledgers drift apart over months of tiny entries.
Daily cash from dozens of savers is hard to reconcile with what reaches the office.
Savers want proof of each deposit the same day.
Agents find the saver, enter the amount and save; the balance updates instantly.
Customers get a receipt for every deposit.
Record withdrawals and close accounts with full history.
Every account has a running passbook that can be printed.
The same customer profile shows Pigmy accounts and loans.
Add savers with KYC and open their daily deposit accounts.
Agents record deposits on their route and share receipts.
Agents hand over cash; managers check deposits against cash received.
| Task | Notebook / Excel | DailyRupee |
|---|---|---|
| Recording a deposit | Passbook + agent diary + office ledger | One entry, every view updated |
| Proof for the saver | Agent’s signature in the passbook | WhatsApp or printed receipt |
| Balance enquiry | Call the office | Visible on the agent’s phone |
| Daily cash check | Manual tally | Cash handover with differences shown |
Pigmy is a daily deposit scheme in which an agent collects small savings from customers every day, common in Karnataka and other parts of South and West India.
Yes. The same agent can record loan collections and Pigmy deposits from the same customer list.
The agent can show the current balance and passbook on the phone and share a receipt after every deposit.
Yes. Pigmy savings are included in every plan, including the 30-day free trial.
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