Weak network
Agents lose entries or postpone them when there is no internet at the collection point.
Micro finance software built for field collections
DailyRupee is micro finance software for Indian lenders who collect small loans in the field every week or every day. Agents work offline in their own language, record payments and visit outcomes, and capture KYC on the phone; managers see promises to pay, overdue and agent routes live. Plans start at ₹1,000 a year.
What is micro finance software?
Micro-finance collections happen in villages and urban settlements where the network is weak and borrowers prefer to pay in small, regular amounts. DailyRupee is designed for that reality: it works on any phone, keeps working offline and speaks the agent’s language.
What problems do micro finance businesses face today?
Missed meetings
When a borrower is absent, the reason and the promised date are rarely recorded.
Language barriers
Software in English only slows down agents who read Tamil, Hindi, Bengali or another language better.
Over-indebtedness risk
Without a repayment history per borrower, top-ups are approved on instinct.
How does DailyRupee help micro finance businesses?
Offline collection
Payments and visits recorded without internet are queued on the phone and sync automatically.
Visit outcomes
Mark not available, house locked, refused or promise to pay with a date and amount; promises show up as follow-ups.
Weekly schedules
Weekly and daily loans with automatic installment schedules, penalties and maturity dates.
Phone KYC
Photos, Aadhaar, PAN, signature and guarantor details captured on the agent’s phone camera.
Credit score A–E
Repayment behaviour turned into a simple grade with a top-up eligible flag.
9 languages
English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali and Gujarati.
How do you get started?
Create areas and assign agents
Map your villages or centres to areas and agents.
Onboard borrowers
Capture KYC and give weekly or daily loans; schedules are generated automatically.
Collect in the field
Agents collect online or offline and record visit outcomes.
Follow up
Use promises, overdue reports and WhatsApp reminders to recover missed installments.
Notebook vs DailyRupee: what changes?
| Task | Notebook / Excel | DailyRupee |
|---|---|---|
| No network at the centre | Entries written later, often lost | Saved offline and synced automatically |
| Borrower absent | Not recorded | Visit outcome and promise date saved |
| Agent language | English-only forms | App in 9 Indian languages |
| Top-up decision | Based on memory | A–E credit grade from repayment history |
Frequently asked questions
Does DailyRupee work without internet?
Yes. Collections and visits made offline are stored on the phone with a unique reference and sync automatically when the network returns, without duplicates.
Can we run weekly collection loans?
Yes. Weekly loans with flat EMI or interest-only repayment are supported, alongside daily and monthly loans.
Does it support group (JLG/SHG) loans?
Loans are recorded per borrower. Many micro lenders group borrowers by area or centre and collect them together from the same due list.
Do agents need an expensive phone?
No. DailyRupee runs in the browser of an ordinary Android phone and can be added to the home screen like an app.
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