Daily collection and loan software in Kerala
Kerala has a deep culture of chits, gold loans and private financing, alongside Gulf-remittance-driven households and a strong fishing, rubber, spice and tourism economy. Kochi, Thrissur, Kozhikode and Kollam have dense networks of private financiers. DailyRupee lets these lenders run daily, weekly and monthly loans in Malayalam, keep detailed KYC and guarantor records and send receipts by WhatsApp. It also fits the many small businesses that mix chit, gold and daily collection.
How does lending work in Kerala?
Chit funds, gold-loan businesses, co-operative banks and Kudumbashree self-help groups are all well known in Kerala, and private financiers lend to traders, fishers and small contractors. Many households receive remittances from family abroad, which can influence repayment timing. Check the latest RBI guidance and state rules for your category of lending.
What can lenders in Kerala do with DailyRupee?
- Collect daily from fish vendors and harbour workers in Kochi and Kollam using a Malayalam interface.
- Run weekly loans to Kudumbashree-style women groups with area-wise agents and monthly targets.
- Track monthly interest loans to rubber and spice growers, with guarantor details and maturity reminders.
Which cities in Kerala do we cover?
Thiruvananthapuram · തിരുവനന്തപുരം
Thiruvananthapuram is the state capital, centred on government offices, Technopark IT campus, universities and research centres. Coastal fishing villages like Vizhinjam and Poovar form a major part of the district economy.
Learn moreKochi · കൊച്ചി
Kochi is Kerala's commercial capital, with a major port and shipyard, spice trade at Mattancherry, fishing, IT parks and a large services sector. Industrial belts at Eloor and Kalamassery add manufacturing.
Learn moreKozhikode · കോഴിക്കോട്
Kozhikode (Calicut) is a historic spice-trading port, known for its wholesale market at Mittai Theruvu (Sweet Meat Street), timber and furniture trade, and its Malabar cuisine. A large number of local families have members working in the Gulf.
Learn moreThrissur · തൃശ്ശൂർ
Thrissur is called the cultural capital of Kerala, famous for the Thrissur Pooram festival, and is the centre of the state's gold and jewellery trade. It is also home to a number of chit-fund and finance companies.
Learn moreKollam · കൊല്ലം
Kollam is a coastal city with a long cashew-processing tradition, fishing, coir, and clay and mineral sands at Chavara. The Ashtamudi Lake region supports backwater tourism.
Learn morePalakkad · പാലക്കാട്
Palakkad is Kerala's rice bowl, with large paddy fields, and sits at the Palakkad Gap linking Kerala to Tamil Nadu. Trade with Coimbatore is heavy, and the district has rice mills, granite and small industries.
Learn moreKannur · കണ്ണൂർ
Kannur is known for handloom and handicraft weaving, the beedi industry historically, cashew and coconut farming, and a strong Gulf-remittance economy. Thalassery is known for its cuisine, circus history and cricket.
Learn moreMalappuram · മലപ്പുറം
Malappuram is one of Kerala's most populous districts, with a strong Gulf-migration economy, small trading towns, rubber and teak around Nilambur, and a large number of small shops and trading units. Kondotty has an international airport.
Learn moreWhich lending businesses in Kerala is it for?
Private finance
Run your private finance business on DailyRupee: daily, weekly & monthly loans, one-tap collection, WhatsApp receipts and profit reports. ₹1,000/year.
NBFC
Loan collection software for NBFCs: field agents, KYC verification, cash handover, live agent tracking and portfolio reports, in 9 Indian languages.
Micro finance
Micro finance software for weekly field collections: visit outcomes, promises to pay, offline entry, KYC and agent tracking. 9 Indian languages, ₹1,000/year.
Pigmy collection
Pigmy collection software for daily deposit agents: record deposits and withdrawals on the phone, passbook, closure and reports. Free 30-day trial.
Daily finance
Daily finance software for lenders who collect every day: automatic 100-day schedules, Sunday skipping, one-tap collection and overdue alerts. ₹1,000/year.
Weekly finance
Weekly loan collection software: weekly schedules, collection-day due lists, promises to pay and WhatsApp reminders in 9 Indian languages. ₹1,000/year.
Monthly interest loans
Software for monthly interest-only and monthly EMI loans: automatic due dates, interest tracking, penalties, maturity alerts and reports. ₹1,000/year.
Which languages can your team use?
Every user in Kerala can choose English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali or Gujarati. Agents and owners can use different languages on the same account.
Malayalam is spoken throughout the state, with English widely used in business and Tamil and Kannada near the borders. DailyRupee supports Malayalam fully.
Frequently asked questions
Is DailyRupee available in Malayalam?
Yes. Malayalam is one of nine supported languages, including native fonts and WhatsApp reminder templates.
Can I handle loans to households that depend on Gulf remittances?
Yes. Use promise-to-pay entries with a date and amount to match remittance timing, and follow up through the follow-up list.
Can lenders in Kerala use DailyRupee?
Yes. DailyRupee is a web app that works anywhere in India, including Kerala, on any phone or computer with a browser.
How much does DailyRupee cost in Kerala?
The same everywhere: a 30-day free trial, then ₹1,000 per year (Professional) or ₹2,500 per year (Business).
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