Notebook errors
A wrong or missed entry in a ledger is found weeks later, if at all, and disputes with customers are hard to settle.
Private finance software that keeps every rupee accounted for
DailyRupee is private finance software for Indian lenders who give loans from their own capital and collect them back daily, weekly or monthly. It creates the repayment schedule, gives agents a one-tap due list, sends WhatsApp receipts and shows outstanding, overdue and profit live — for ₹1,000 a year after a 30-day free trial.
What is private finance software?
Private financiers usually start with a notebook, a few trusted agents and customers they know by name. As the book grows past a few hundred loans, missed entries, cash gaps and overdue tracking start to eat the profit. DailyRupee replaces the notebook without changing how you lend.
What problems do private finance businesses face today?
Cash leakage
Agents carry cash all day. Without a daily handover record it is hard to know what was collected versus what reached you.
Overdue piles up silently
Missed installments are only noticed when a loan should have closed, by which time recovery is much harder.
No real profit picture
Interest earned, penalties, write-offs and expenses sit in different books, so true profit is a guess.
How does DailyRupee help private finance businesses?
Automatic schedules
Choose daily, weekly or monthly, flat EMI or interest-only, and the installment schedule and maturity date are created instantly.
One-tap collection
Agents open today’s due list and tap Pay EMI. Arrears and penalties are included automatically.
WhatsApp receipts
Every payment produces a receipt you can print on a thermal printer or share on WhatsApp in seconds.
Cash handover
Agents declare the cash they collected each day; you accept it and any difference is shown immediately.
Profit & loss
Record salaries, fuel and rent alongside interest and penalties to see real profit for any month.
Your team’s language
Each user works in English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali or Gujarati.
How do you get started?
Register your business
Create a free account and add your agents and collection areas.
Import or add loans
Add customers with KYC or import running loans from Excel with their paid amounts.
Collect and track
Agents collect on their phones; you see collected, pending and overdue live.
Notebook vs DailyRupee: what changes?
| Task | Notebook / Excel | DailyRupee |
|---|---|---|
| Recording a payment | Written in a ledger, copied again at night | One tap on the agent’s phone, saved instantly |
| Receipt for the customer | Handwritten slip or none | Printed or shared on WhatsApp automatically |
| Knowing today’s pending | Totalled by hand after the line | Live due vs collected on the dashboard |
| Overdue follow-up | Depends on the agent’s memory | Overdue report, promises to pay and WhatsApp reminders |
| Monthly profit | Estimated | Profit & loss report with expenses |
Frequently asked questions
Is DailyRupee suitable for a small private finance business?
Yes. Many private lenders start with one or two agents. The Professional plan costs ₹1,000 a year with unlimited customers, loans and staff, so you do not pay more as you grow.
Can I use different interest methods for different loans?
Yes. Each loan can be flat EMI or interest-only, with daily, weekly or monthly frequency. You can save common combinations as loan plans.
Can I move my existing notebook loans?
Yes. Download the CSV template, fill in customers and running loans with the amount already paid, preview and import.
Do my agents see all customers?
No. Agents only see the customers in their own areas. Admins and managers see the whole business.
Start collecting smarter today
Every feature free for 30 days. No credit card. Set up in minutes.