Daily collection and loan software in Bihar
Bihar has one of the busiest informal credit scenes in India, from Patna and Muzaffarpur markets to village haats in Gaya and Bhagalpur. Small shopkeepers, rickshaw and e-rickshaw drivers, dairy households, migrant-worker families and self-help groups all borrow in small amounts. DailyRupee lets lenders collect daily and weekly in Hindi, track every customer by route, and keep clean records instead of notebooks.
How does lending work in Bihar?
Micro-finance lending to women groups has expanded in rural Bihar, and private daily and weekly finance is common in towns for vendors and drivers. Many families depend on money sent home by migrant workers, so repayment can follow remittance timing. Lenders should follow RBI guidelines and the applicable Money-Lenders Act.
What can lenders in Bihar do with DailyRupee?
- Collect daily from e-rickshaw drivers and vegetable vendors in Patna using nearest-first sorting by GPS.
- Offer weekly group loans to dairy and goat-rearing households and record each visit outcome in Hindi.
- Handle migrant-family borrowers by logging promises to pay on a date when remittances usually arrive.
Which cities in Bihar do we cover?
Patna · पटना
Patna is Bihar's capital and its largest commercial and administrative centre, with wholesale markets, coaching institutes, government employment and trade along the Ganga.
Learn moreGaya · गया
Gaya is a major pilgrimage destination for Hindus (Pind Daan at Vishnupad) and Buddhists (Bodh Gaya), so hospitality, transport and temple-area trade form a large part of the economy. Gaya is also known for tilkut sweets.
Learn moreMuzaffarpur · मुज़फ़्फ़रपुर
Muzaffarpur is the commercial centre of north Bihar and is famous for its litchi orchards and for wholesale trade in grain, fruit and general goods. Agriculture, food processing and trading anchor the local economy.
Learn moreBhagalpur · भागलपुर
Bhagalpur is famous for Bhagalpuri (tussar) silk, handloom weaving and the Vikramshila-linked heritage of the region. It is also a trade hub on the Ganga for eastern Bihar and neighbouring Jharkhand districts.
Learn moreWhich lending businesses in Bihar is it for?
Private finance
Run your private finance business on DailyRupee: daily, weekly & monthly loans, one-tap collection, WhatsApp receipts and profit reports. ₹1,000/year.
NBFC
Loan collection software for NBFCs: field agents, KYC verification, cash handover, live agent tracking and portfolio reports, in 9 Indian languages.
Micro finance
Micro finance software for weekly field collections: visit outcomes, promises to pay, offline entry, KYC and agent tracking. 9 Indian languages, ₹1,000/year.
Pigmy collection
Pigmy collection software for daily deposit agents: record deposits and withdrawals on the phone, passbook, closure and reports. Free 30-day trial.
Daily finance
Daily finance software for lenders who collect every day: automatic 100-day schedules, Sunday skipping, one-tap collection and overdue alerts. ₹1,000/year.
Weekly finance
Weekly loan collection software: weekly schedules, collection-day due lists, promises to pay and WhatsApp reminders in 9 Indian languages. ₹1,000/year.
Monthly interest loans
Software for monthly interest-only and monthly EMI loans: automatic due dates, interest tracking, penalties, maturity alerts and reports. ₹1,000/year.
Which languages can your team use?
Every user in Bihar can choose English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali or Gujarati. Agents and owners can use different languages on the same account.
Hindi is the common working language, with Bhojpuri, Maithili and Magahi spoken at home. These are not app languages, so teams use Hindi or English in DailyRupee.
Frequently asked questions
Can Bihar agents use DailyRupee in Hindi?
Yes. Hindi is fully supported, including WhatsApp reminder templates in the customer preferred language. Bhojpuri and Maithili are not app languages yet.
How can a Bihar lender stop cash leakage in field collection?
Agents declare the cash they collected through cash handover, the manager accepts or rejects it, and any difference is shown clearly in reports.
Can lenders in Bihar use DailyRupee?
Yes. DailyRupee is a web app that works anywhere in India, including Bihar, on any phone or computer with a browser.
How much does DailyRupee cost in Bihar?
The same everywhere: a 30-day free trial, then ₹1,000 per year (Professional) or ₹2,500 per year (Business).
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