Daily collection and loan software in Punjab
Punjab is known for wheat and paddy farming, hosiery and sports goods in Ludhiana and Jalandhar, and trading in Amritsar and Patiala. Farmers, arhtiyas, hosiery workers, transporters and small shopkeepers rely on local credit. DailyRupee helps Punjab lenders run daily, weekly and monthly collections in Hindi or English, keep strong KYC and guarantor records and give owners a clean view of arrears.
How does lending work in Punjab?
The arhtiya system links crop sales and credit for many farm families, while private financiers lend to traders and industrial workers. Migrant labour from other states is an important part of the workforce in industrial cities. Lenders should follow the latest RBI circulars and the Punjab Money-Lenders Act.
What can lenders in Punjab do with DailyRupee?
- Track monthly interest-only loans linked to harvest and mandi payment cycles.
- Collect weekly from hosiery and cycle-parts workers in Ludhiana with arrears and penalty automation.
- Use verified KYC and guarantor details for migrant labour borrowers who may move between states.
Which cities in Punjab do we cover?
Ludhiana · ਲੁਧਿਆਣਾ
Ludhiana is Punjab's largest industrial city, famous for hosiery and knitwear, cycle and cycle parts, sewing machines and engineering goods, with thousands of small units. Many workers come from Bihar and Uttar Pradesh.
Learn moreAmritsar · ਅੰਮ੍ਰਿਤਸਰ
Amritsar is a major pilgrimage and tourism centre because of the Golden Temple and Jallianwala Bagh, and a trading city known for woollens, carpets, food (kulcha, papad and wadi) and land trade through Attari.
Learn moreJalandhar · ਜਲੰਧਰ
Jalandhar is a leading centre for sports goods manufacturing, along with leather goods, surgical instruments and hand tools. The city is also known for the diaspora links of the surrounding Doaba region.
Learn morePatiala · ਪਟਿਆਲਾ
Patiala is a historic city known for Patiala salwar, parandi (braided tassels), jutti footwear and the Punjabi University, with agriculture-linked trade in the surrounding wheat and paddy belt.
Learn moreWhich lending businesses in Punjab is it for?
Private finance
Run your private finance business on DailyRupee: daily, weekly & monthly loans, one-tap collection, WhatsApp receipts and profit reports. ₹1,000/year.
NBFC
Loan collection software for NBFCs: field agents, KYC verification, cash handover, live agent tracking and portfolio reports, in 9 Indian languages.
Micro finance
Micro finance software for weekly field collections: visit outcomes, promises to pay, offline entry, KYC and agent tracking. 9 Indian languages, ₹1,000/year.
Pigmy collection
Pigmy collection software for daily deposit agents: record deposits and withdrawals on the phone, passbook, closure and reports. Free 30-day trial.
Daily finance
Daily finance software for lenders who collect every day: automatic 100-day schedules, Sunday skipping, one-tap collection and overdue alerts. ₹1,000/year.
Weekly finance
Weekly loan collection software: weekly schedules, collection-day due lists, promises to pay and WhatsApp reminders in 9 Indian languages. ₹1,000/year.
Monthly interest loans
Software for monthly interest-only and monthly EMI loans: automatic due dates, interest tracking, penalties, maturity alerts and reports. ₹1,000/year.
Which languages can your team use?
Every user in Punjab can choose English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali or Gujarati. Agents and owners can use different languages on the same account.
Punjabi is the state language and is not an app language yet, so teams use Hindi or English in DailyRupee. Migrant workers from other states often prefer Hindi.
Frequently asked questions
Can Punjab teams use DailyRupee in Punjabi?
Not yet. Punjabi is not an app language, so teams use Hindi or English.
Can I require verified KYC before disbursing a loan?
Yes. A setting lets you require verified KYC before a loan, and managers approve KYC from a review queue.
Can lenders in Punjab use DailyRupee?
Yes. DailyRupee is a web app that works anywhere in India, including Punjab, on any phone or computer with a browser.
How much does DailyRupee cost in Punjab?
The same everywhere: a 30-day free trial, then ₹1,000 per year (Professional) or ₹2,500 per year (Business).
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