Daily collection and loan software in Lakshadweep
Lakshadweep is a chain of small islands where fishing, coconut products and limited tourism support most households. Lending is small-scale and highly personal, between fishers, coconut growers, shopkeepers and island co-operatives. DailyRupee offers a light, phone-based way to record loans, pigmy-style savings and weekly collections in Malayalam, while keeping each business data private and working even when the island network is slow.
How does lending work in Lakshadweep?
Banks and co-operative institutions are the main sources of credit, with small informal lending among neighbours and traders. Fishing seasons and boat schedules affect when families have cash, so flexible repayment dates and clear records are valuable. Check the latest RBI guidance and any local rules before lending.
What can lenders in Lakshadweep do with DailyRupee?
- Maintain pigmy-style daily savings for fishers and coconut workers on Kavaratti.
- Record small weekly loans to shopkeepers with receipts shared on WhatsApp.
- Keep clear histories for borrowers who travel by boat between islands, using promise-to-pay entries.
Which lending businesses in Lakshadweep is it for?
Private finance
Run your private finance business on DailyRupee: daily, weekly & monthly loans, one-tap collection, WhatsApp receipts and profit reports. ₹1,000/year.
NBFC
Loan collection software for NBFCs: field agents, KYC verification, cash handover, live agent tracking and portfolio reports, in 9 Indian languages.
Micro finance
Micro finance software for weekly field collections: visit outcomes, promises to pay, offline entry, KYC and agent tracking. 9 Indian languages, ₹1,000/year.
Pigmy collection
Pigmy collection software for daily deposit agents: record deposits and withdrawals on the phone, passbook, closure and reports. Free 30-day trial.
Daily finance
Daily finance software for lenders who collect every day: automatic 100-day schedules, Sunday skipping, one-tap collection and overdue alerts. ₹1,000/year.
Weekly finance
Weekly loan collection software: weekly schedules, collection-day due lists, promises to pay and WhatsApp reminders in 9 Indian languages. ₹1,000/year.
Monthly interest loans
Software for monthly interest-only and monthly EMI loans: automatic due dates, interest tracking, penalties, maturity alerts and reports. ₹1,000/year.
Which languages can your team use?
Every user in Lakshadweep can choose English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali or Gujarati. Agents and owners can use different languages on the same account.
Malayalam is the main language across most islands, with Mahl spoken on Minicoy. Mahl is not an app language, so teams use Malayalam or English.
Frequently asked questions
Can Lakshadweep staff use DailyRupee in Malayalam?
Yes. Malayalam is fully supported across the whole app.
Can I track daily savings for island fishers?
Yes. Pigmy accounts record deposits, withdrawals, a passbook and closure.
Can lenders in Lakshadweep use DailyRupee?
Yes. DailyRupee is a web app that works anywhere in India, including Lakshadweep, on any phone or computer with a browser.
How much does DailyRupee cost in Lakshadweep?
The same everywhere: a 30-day free trial, then ₹1,000 per year (Professional) or ₹2,500 per year (Business).
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