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Lakshadweep district, Lakshadweep · കവരത്തി

Daily collection & loan software for finance companies in Kavaratti

DailyRupee is daily collection software used by private financiers, NBFCs, micro-finance lenders and Pigmy agents in Kavaratti. Agents collect daily, weekly or monthly installments with one tap on their phone, customers get WhatsApp receipts, and owners see collected, pending and overdue amounts live — in 9 Indian languages, for ₹1,000 a year.

What does lending look like in Kavaratti?

Kavaratti is the capital of Lakshadweep, an island territory whose economy rests on fishing (especially tuna), coconut and copra, government services and limited tourism.

Fishing families, coconut growers, small shopkeepers and boat or service workers borrow small amounts, often within close-knit island communities. Travel between islands is by sea, so lenders usually keep to one island at a time and rely on phone contact. Access to formal lenders is limited, so local lending businesses remain important.

How do lenders in Kavaratti use DailyRupee?

  • Weekly or monthly loans to fishing families linked to catch and copra sales
  • Single-island teams managing customers and receipts from one phone
  • Offline recording and later sync when connectivity is weak

Which language will your agents use?

Malayalam is the main language on most islands (Mahl is spoken on Minicoy). Malayalam is available in DailyRupee, so Kavaratti teams can use it directly. Every user picks their own language — English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali or Gujarati — and can switch at any time.

Read about Lakshadweep in your language →

Frequently asked questions

Can Lakshadweep teams use the app in Malayalam?

Yes. Malayalam is one of the nine app languages with native fonts.

Does it work with weak internet connections?

Yes. Offline mode queues collections on the phone and syncs once connectivity returns.

How much does daily collection software cost in Kavaratti?

DailyRupee costs the same in Kavaratti as anywhere in India: a 30-day free trial, then ₹1,000 per year (Professional) or ₹2,500 per year (Business), with unlimited customers, loans and agents.

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